Choosing the Appropriate Health Care Plan
As this open-enrollment season begins, here are 4 things you should consider as you choose a health care plan that is right for you!
How It Works
In order to make an informed decision, you need to educate yourself when it comes to how healthcare works.
Knowing what HSA, FSA, and HRA plans are will greatly increase your likelihood of choosing a plan that is right for you. Do you know the difference between a premium and out-of-pocket expense?
We recommend that you check out this website to get better acquainted with healthcare before you choose your health plan.
What Does Your Family Need Most?
A plan with a low premium and high out-of-pocket expense may be a good fit for you. Or a high premium, low out-of-pocket plan! It’s up to you to decide, so be sure to take a look at your financial and healthcare needs before committing to one or the other.
Know Your Network
Which doctors and providers are included in the health plan you want? What kind of providers do you and your family usually need access to?
For example: If you’re expecting a baby, see if your network includes the OBGYN that you prefer. This prevents out of pocket expenses from piling up.
If you’re still wondering how to best move forward in choosing a healthcare plan this open enrollment season, check out this website for more details on what you need to know. Making an informed decision could save you thousands of dollars this coming year!